diff --git a/fineract-loan/src/main/java/org/apache/fineract/portfolio/loanaccount/domain/LoanRepaymentScheduleInstallment.java b/fineract-loan/src/main/java/org/apache/fineract/portfolio/loanaccount/domain/LoanRepaymentScheduleInstallment.java
index c87fe1bd0e6..b061f769579 100644
--- a/fineract-loan/src/main/java/org/apache/fineract/portfolio/loanaccount/domain/LoanRepaymentScheduleInstallment.java
+++ b/fineract-loan/src/main/java/org/apache/fineract/portfolio/loanaccount/domain/LoanRepaymentScheduleInstallment.java
@@ -135,7 +135,7 @@ public class LoanRepaymentScheduleInstallment extends AbstractAuditableWithUTCDa
     private Set<LoanInterestRecalcualtionAdditionalDetails> loanCompoundingDetails = new HashSet<>();
 
     @OneToMany(cascade = CascadeType.ALL, orphanRemoval = true, fetch = FetchType.EAGER, mappedBy = "loanRepaymentScheduleInstallment")
-    private Set<PostDatedChecks> postDatedChecks;
+    private Set<PostDatedChecks> postDatedChecks = new HashSet<>();
 
     @OneToMany(cascade = CascadeType.ALL, orphanRemoval = true, fetch = FetchType.LAZY, mappedBy = "installment")
     private Set<LoanInstallmentCharge> installmentCharges = new HashSet<>();
diff --git a/fineract-loan/src/main/java/org/apache/fineract/portfolio/repaymentwithpostdatedchecks/domain/PostDatedChecks.java b/fineract-loan/src/main/java/org/apache/fineract/portfolio/repaymentwithpostdatedchecks/domain/PostDatedChecks.java
index 735fcd0b65d..5b3c768943c 100644
--- a/fineract-loan/src/main/java/org/apache/fineract/portfolio/repaymentwithpostdatedchecks/domain/PostDatedChecks.java
+++ b/fineract-loan/src/main/java/org/apache/fineract/portfolio/repaymentwithpostdatedchecks/domain/PostDatedChecks.java
@@ -22,7 +22,6 @@
 import jakarta.persistence.Entity;
 import jakarta.persistence.JoinColumn;
 import jakarta.persistence.ManyToOne;
-import jakarta.persistence.OneToOne;
 import jakarta.persistence.Table;
 import java.math.BigDecimal;
 import java.time.LocalDate;
@@ -40,7 +39,7 @@ public class PostDatedChecks extends AbstractPersistableCustom {
     @ManyToOne(optional = false)
     @JoinColumn(name = "loan_id", referencedColumnName = "id", nullable = false)
     private Loan loan;
-    @OneToOne(optional = false)
+    @ManyToOne(optional = false)
     @JoinColumn(name = "repayment_id", referencedColumnName = "id", nullable = false)
     private LoanRepaymentScheduleInstallment loanRepaymentScheduleInstallment;
     @Column(name = "account_no", nullable = false, length = 10)