diff --git a/x/leverage/keeper/borrows.go b/x/leverage/keeper/borrows.go
index 14723bd40a..fa2bf0f039 100644
--- a/x/leverage/keeper/borrows.go
+++ b/x/leverage/keeper/borrows.go
@@ -14,7 +14,10 @@ import (
 // unless the remaining collateral is enough to cover all borrows.
 // This should be checked in msg_server.go at the end of any transaction which is restricted
 // by borrow limits, i.e. Borrow, Decollateralize, Withdraw, MaxWithdraw.
-func (k Keeper) assertBorrowerHealth(ctx sdk.Context, borrowerAddr sdk.AccAddress) error {
+// MaxUsage sets the maximum percent of a user's borrow limit that can be in use: set to 1
+// to allow up to 100% borrow limit, or a lower value (e.g. 0.9) if a transaction should fail
+// if a safety margin is desired (e.g. <90% borrow limit).
+func (k Keeper) assertBorrowerHealth(ctx sdk.Context, borrowerAddr sdk.AccAddress, maxUsage sdk.Dec) error {
 	borrowed := k.GetBorrowerBorrows(ctx, borrowerAddr)
 	collateral := k.GetBorrowerCollateral(ctx, borrowerAddr)
 
diff --git a/x/leverage/keeper/msg_server.go b/x/leverage/keeper/msg_server.go
index 53f2bc51db..d4252f9000 100644
--- a/x/leverage/keeper/msg_server.go
+++ b/x/leverage/keeper/msg_server.go
@@ -77,7 +77,7 @@ func (s msgServer) Withdraw(
 	// Fail here if supplier ends up over their borrow limit under current or historic prices
 	// Tolerates missing collateral prices if the rest of the borrower's collateral can cover all borrows
 	if isFromCollateral {
-		err = s.keeper.assertBorrowerHealth(ctx, supplierAddr)
+		err = s.keeper.assertBorrowerHealth(ctx, supplierAddr, sdk.OneDec())
 		if err != nil {
 			return nil, err
 		}
@@ -150,7 +150,7 @@ func (s msgServer) MaxWithdraw(
 	// Fail here if supplier ends up over their borrow limit under current or historic prices
 	// Tolerates missing collateral prices if the rest of the borrower's collateral can cover all borrows
 	if isFromCollateral {
-		err = s.keeper.assertBorrowerHealth(ctx, supplierAddr)
+		err = s.keeper.assertBorrowerHealth(ctx, supplierAddr, sdk.OneDec())
 		if err != nil {
 			return nil, err
 		}
@@ -288,7 +288,7 @@ func (s msgServer) Decollateralize(
 
 	// Fail here if borrower ends up over their borrow limit under current or historic prices
 	// Tolerates missing collateral prices if the rest of the borrower's collateral can cover all borrows
-	err = s.keeper.assertBorrowerHealth(ctx, borrowerAddr)
+	err = s.keeper.assertBorrowerHealth(ctx, borrowerAddr, sdk.OneDec())
 	if err != nil {
 		return nil, err
 	}
@@ -321,7 +321,7 @@ func (s msgServer) Borrow(
 
 	// Fail here if borrower ends up over their borrow limit under current or historic prices
 	// Tolerates missing collateral prices if the rest of the borrower's collateral can cover all borrows
-	err = s.keeper.assertBorrowerHealth(ctx, borrowerAddr)
+	err = s.keeper.assertBorrowerHealth(ctx, borrowerAddr, sdk.OneDec())
 	if err != nil {
 		return nil, err
 	}
@@ -390,7 +390,7 @@ func (s msgServer) MaxBorrow(
 
 	// Fail here if borrower ends up over their borrow limit under current or historic prices
 	// Tolerates missing collateral prices if the rest of the borrower's collateral can cover all borrows
-	err = s.keeper.assertBorrowerHealth(ctx, borrowerAddr)
+	err = s.keeper.assertBorrowerHealth(ctx, borrowerAddr, sdk.OneDec())
 	if err != nil {
 		return nil, err
 	}
@@ -510,7 +510,7 @@ func (s msgServer) FastLiquidate(
 
 	// Fail here if liquidator ends up over their borrow limit under current or historic prices
 	// Tolerates missing collateral prices if the rest of the liquidator's collateral can cover all borrows
-	err = s.keeper.assertBorrowerHealth(ctx, liquidator)
+	err = s.keeper.assertBorrowerHealth(ctx, liquidator, sdk.MustNewDecFromStr("0.9"))
 	if err != nil {
 		return nil, err
 	}