evolving monies

content/en/learn/module-2/banking.mdx

@@ -21,6 +21,8 @@ this course from Perry Mehrling and the Institute for New Economic Thinking. Som
 initially included in Kernel are no longer public, but you can find most of the MOOC if 
 you look through the new playlists on the INET youtube channel linked above.
 
+> This course was found thanks to Ethan Buchman, co-founder of both Cosmos and Cycles. [cycles.money](https://cycles.money) is based on the realisation - partly implicit in Mehrling's course, that what really drives the action (and hence the power) in the banking system is the **liabilities** side of the balance sheet, not the assets. Banks have - for a long time - participated in clearing houses, from which most people are excluded, and through which they settle enormous amounts of debt with very small amounts of actual money. We invite you to consider this little-known and wonderfully powerful inversion as you wander through the history of modern banking. The best place to start is [this video](https://www.youtube.com/live/HqJ5oicJOME?t=745s).
+
 ## How this fits into Kernel
 
 <Process>

content/en/learn/module-2/shelling-out.mdx

@@ -47,6 +47,12 @@ not have occurred.
 
 </Process>
 
+## A Balancing Note
+
+Szabo is influential, but there are other thinkers who disagree with his theory. We'll read David Graeber next, who turns the story about barter on its head, based on anthropological data rather than economic theory. There are others, too, and - if you find Szabo's theory here too instrumental or limiting in the way it describes other culture's experperiences of trade - then you might enjoy the work of [Arthur Brock](https://www.artbrock.com/2020/07/29/currencies-are-records-of-currents) and the [Metacurrency Project](https://metacurrency.org/about/).
+
+The ideas in this module in general, given the culture from which cryptocurrency has sprung, present a predominantly masculine view of money. We hope that the pieces in [the converse section](/conversation) help to balance this, and encourage you to begin imagining how we can use programmable money to implement very different approaches to wealth, sharing, debt and - ultimately - time. [Robin](/learn/module-7/giving#further-afield) Wall [Kimmerer](/conversation/reciprocity) is a wonderful example of this kind of more balanced way. 
+
 ## Brief
 
 > "The precursors of money, along with language, enabled early modern humans to solve problems 
@@ -147,7 +153,7 @@ The value measurement problem.
 
 This should be a question that you're becoming increasingly familiar with. Szabo quotes Carl 
 Menger's theory that money arises from a sufficient volume of commodity barter and discusses 
-the issues with barter that couldhave led to the further development of money as an abstraction. Contrast this with the David Graeber brief, up next, to get a sense for the different approaches to this question. We tend to side with Graeber, but don't take our word for it! In any case, Szabo makes an underappreciated point in discussing the problem of scale which arises with barter:
+the issues with barter that could have led to the further development of money as an abstraction. Contrast this with the David Graeber brief, up next, to get a sense for the different approaches to this question. We tend to side with Graeber, but don't take our word for it! In any case, Szabo makes an underappreciated point in discussing the problem of scale which arises with barter:
 
 > "With money, there are only **n** prices – 500 products, 500 prices. Money for this purpose 
 can work either as a medium of exchange or simply as a standard of value – as long as the number 

src/modules/web3/constants.js

@@ -5,7 +5,8 @@ const proposer = '0x4Daf7C338134C0Bf9aaB7C4D7dEa6e8418385c29'
 const apiUrl = 'https://propose.honour.community'
 
 // The subgraph url to fetch proposalIDs from
-const graphUrl = 'https://api.studio.thegraph.com/query/24825/honour/version/latest'
+const graphUrl =
+  'https://api.studio.thegraph.com/query/24825/honour/version/latest'
 
 const goerli = '0x80c25Df6014253FE78f4Ec6258F73855dEe09A6c'
 const optimism = '0xB123B2d5C0932F2B13Fcf03763004f0800fF29dD'