Welcome to Moov's Ruby guide to using our Automated Clearing House (ACH) library and HTTP service! ACH is used to transfer trillions of dollars annually in the United States of America. The underlying format sends plaintext files between Financial Insitutions and the United States FED.
Example usecases of ACH:
- Direct Deposit from your employer, government benefits (Social Security)
- Paying a friend via apps (P2P payments)
- Stock / Retirement investments or withdrawls
We offer documentation on how ACH works and Gusto has an excellent four part series on "How ACH works: A developer perspective".
You can pull down our example project and run it locally. The demo source code is in main.rb
.
$ git clone https://github.com/moov-io/ruby-ach-demo
$ cd ruby-ach-demo
$ make && make run
...
Moov ACH Ruby Demo (version v0.1.0-dev)
File ea990a921f240eb71f29d80167a07755 created
File created successfully
File validated successfully
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- 64-bit Linux (Ubuntu, Debian), macOS, and Windows
Yes please! Please review our Contributing guide and Code of Conduct to get started!
This project uses Go Modules and uses Go 1.14 or higher. See Golang's install instructions for help setting up Go.
Apache License 2.0 See LICENSE for details.